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You have 3 types of money in your Circle of Wealth; Accumulated, Lifestyle, and Transferred. Most spend the bulk of their time on their accumulated money, possibly leaving holes in their plan.
Accumulated money is dollars you have saved, or are currently saving. Your Lifestyle money is dollars you are currently using to maintain your standard of living. The reason most don't or think they can't save more is because they don't want to lower their standard of living. We don't necessarily think you have to.
What makes us unique is that we first look at money you may be Transferring away from your wealth unknowingly and unnecessarily. It is important to begin focusing on money you may be transferring unnecessarily because this most often has the biggest impact on your Circle of Wealth over time. By avoiding unnecessary transfers, dollars are then freed up to put towards accumulation or lifestyle with no out of pocket cost.
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